The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | City of Oxford | Lafayette | 110 |
| 2. | City of Starkville | Oktibbeha | 110 |
| 3. | Mississippi State Census Designated Place | Oktibbeha | 113 |
| 4. | Town of Tunica | Tunica | 130 |
| 5. | Town of Como | Panola | 131 |
| 6. | City of Bay Saint Louis | Hancock | 133 |
| 7. | DeLisle Census Designated Place | Harrison | 139 |
| 8. | Town of Renova | Bolivar | 140 |
| 9. | Town of Summit | Pike | 143 |
| 10. | Henderson Point Census Designated Place | Harrison | 148 |
| 11. | City of Biloxi | Harrison | 149 |
| 12. | City of Natchez | Adams | 150 |
| 13. | Town of Ackerman | Choctaw | 151 |
| 14. | City of Rosedale | Bolivar | 152 |
| 15. | City of Carthage | Leake | 153 |
| 16. | City of Brookhaven | Lincoln | 154 |
| 17. | Town of Coahoma | Coahoma | 154 |
| 18. | City of Columbus | Lowndes | 156 |
| 19. | City of Pass Christian | Harrison | 157 |
| 20. | Town of Lula | Coahoma | 157 |
