The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 39759 | Starkville | 121 |
| 2. | 39202 | Jackson | 123 |
| 3. | 39701 | Columbus | 134 |
| 4. | 39216 | Jackson | 138 |
| 5. | 38655 | Oxford | 141 |
| 6. | 39531 | Biloxi | 146 |
| 7. | 39530 | Biloxi | 151 |
| 8. | 38781 | Winstonville | 154 |
| 9. | 39520 | Bay Saint Louis | 156 |
| 10. | 38631 | Friars Point | 158 |
| 11. | 39342 | Marion | 160 |
| 12. | 39576 | Waveland | 163 |
| 13. | 39667 | Tylertown | 164 |
| 14. | 38732 | Cleveland | 164 |
| 15. | 38676 | Tunica | 165 |
| 16. | 39501 | Gulfport | 165 |
| 17. | 39567 | Pascagoula | 166 |
| 18. | 39648 | McComb | 167 |
| 19. | 39571 | Pass Christian | 168 |
| 20. | 38769 | Rosedale | 170 |
