The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 39216 | Jackson | 63 |
| 2. | 39759 | Starkville | 63 |
| 3. | 39202 | Jackson | 64 |
| 4. | 38769 | Rosedale | 68 |
| 5. | 38685 | Waterford | 70 |
| 6. | 39179 | Vaughan | 71 |
| 7. | 39507 | Gulfport | 75 |
| 8. | 39701 | Columbus | 76 |
| 9. | 38655 | Oxford | 76 |
| 10. | 39046 | Canton | 77 |
| 11. | 39041 | Bolton | 78 |
| 12. | 39175 | Utica | 78 |
| 13. | 39166 | Silver City | 79 |
| 14. | 39342 | Marion | 79 |
| 15. | 39423 | Beaumont | 81 |
| 16. | 39571 | Pass Christian | 81 |
| 17. | 39531 | Biloxi | 83 |
| 18. | 39769 | Sturgis | 83 |
| 19. | 39145 | Pelahatchie | 83 |
| 20. | 39039 | Benton | 83 |