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Coldwater, MS Profile: Facts & Data

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Coldwater, Mississippi - Basic Facts

The Town of Coldwater had a population of 1,798 as of July 1, 2020.

The primary coordinate point for Coldwater is located at latitude 34.6918 and longitude -89.9773 in Tate County. The formal boundaries for the Town of Coldwater encompass a land area of 2.38 sq. miles and a water area of 0 sq. miles. Tate County is in the Central time zone (GMT -6). The elevation is 246 feet.

The Town of Coldwater (GNIS ID: 2406292) has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

The Town of Coldwater is located within Supervisor District 3, a minor civil division (MCD) of Tate County.

Alternate Unofficial Names for Coldwater: Cold Water, Coldwater Depot.

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Coldwater, MS Data & Demographics (As of July 1, 2020)

POPULATION

Total Population 1,798 (100%)
Population in Households 1,798 (100.0%)
Population in Families 1,512 (84.1%)
Population in Group Quarters1 0
Population Density 757
Diversity Index2 41
 
 

INCOME

Median Household Income $31,618
Average Household Income $45,314
% of Income for Mortgage4 10%
Per Capita Income $16,231
Wealth Index5 35
 

HOUSING

Total HU (Housing Units) 727 (100%)
Owner Occupied HU 395 (54.3%)
Renter Occupied HU 247 (34.0%)
Vacant Housing Units 85 (11.7%)
Median Home Value $78,939
Average Home Value $103,038
Housing Affordability Index3 253
 

HOUSEHOLDS

Total Households 642
Average Household Size 2.8
Family Households 446
Average Family Size 3
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

GROWTH RATE / YEAR

 2010-2020 2020-2025
Population 0.68% 0.6%
Households 0.76% 0.62%
Families 0.49% 0.44%
Median Household Income   1.2%
Per Capita Income   1.94%
Owner Occupied HU   0.85%

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Coldwater, MS - Peer Comparisons by Rank and Percentile

The table below compares Coldwater to the other 362 incorporated cities, towns and CDPs in Mississippi by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 137 62nd
Population Density # 98 73rd
Median Household Income # 245 33rd
Housing Affordability Index # 236 65th
Per Capita Income # 283 22nd
Diversity Index # 232 36th

Additional comparisons and rankings can be made with a VERY EASY TO USE Mississippi Census Data Comparison Tool.

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