Coldwater, MS Profile: Facts & Data

Coldwater, Mississippi - Basic Facts

The Town of Coldwater had a population of 1,287 as of July 1, 2025.

The primary coordinate point for Coldwater is located at latitude 34.6918 and longitude -89.9773 in Tate County. The formal boundaries for the Town of Coldwater encompass a land area of 2.38 sq. miles and a water area of 0 sq. miles. Tate County is in the Central time zone (GMT -6).

The Town of Coldwater has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

The Town of Coldwater is located within Supervisor District 3, a minor civil division (MCD) of Tate County.

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Coldwater, MS Data & Demographics (As of July 1, 2025)

POPULATION
Total Population	1,287 (100%)
Population in Households	1,287 (100.0%)
Population in Families	935 (72.6%)
Population in Group Quarters¹	0
Population Density	542
Diversity Index²	43


INCOME
Median Household Income	$39,335
Average Household Income	$57,268
% of Income for Mortgage⁴	14%
Per Capita Income	$24,162
Wealth Index⁵	35
Socioeconomic Status Index⁶	Low (39.6)

HOUSING
Total HU (Housing Units)	651 (100%)
Owner Occupied HU	339 (52.1%)
Renter Occupied HU	204 (31.3%)
Vacant Housing Units	108 (16.6%)
Median Home Value	$84,597
Average Home Value	$108,665
Housing Affordability Index³	170

HOUSEHOLDS
Total Households	543
Average Household Size	2.37
Family Households	336
Average Family Size	3.00

HOUSING

Total HU (Housing Units)

651 (100%)

Owner Occupied HU

339 (52.1%)

Renter Occupied HU

204 (31.3%)

Vacant Housing Units

108 (16.6%)

Median Home Value

$84,597

Average Home Value

$108,665

Housing Affordability Index³

170

HOUSEHOLDS

Total Households

543

Average Household Size

2.37

Family Households

336

Average Family Size

3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

GROWTH RATE / YEAR	2020-2025	2025-2030
Population	-1.33%	-0.50%
Households	0.11%	0.04%
Families		-0.36%
Median Household Income		0.83%
Per Capita Income		1.68%
Owner Occupied HU		0.87%

GROWTH RATE / YEAR

2020-2025

2025-2030

Population

-1.33%

-0.50%

Households

0.11%

0.04%

Families

-0.36%

Median Household Income

0.83%

Per Capita Income

1.68%

Owner Occupied HU

0.87%

Coldwater, MS - Peer Comparisons by Rank and Percentile

The table below compares Coldwater to the other 427 incorporated cities, towns and CDPs in Mississippi by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description	Rank	Percentile
Total Population	# 164	62nd
Population Density	# 131	70th
Median Household Income	# 311	27th
Housing Affordability Index	# 372	87th
Per Capita Income	# 281	34th
Diversity Index	# 273	36th

Variable Description

Rank

Percentile

Total Population

# 164

62nd

Population Density

# 131

70th

Median Household Income

# 311

27th

Housing Affordability Index

# 372

87th

Per Capita Income

# 281

34th

Diversity Index

# 273

36th

Mississippi Census Data Comparison Tool

Coldwater, MS Profile: Facts & Data

Coldwater, Mississippi - Basic Facts

Coldwater, MS Data & Demographics (As of July 1, 2025)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Coldwater, MS - Peer Comparisons by Rank and Percentile

Coldwater, MS - Most Popular Things to Do

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Tate County