38632 ZIP Code Demographics & Rankings

ZIP Code Type: STANDARD
County: DeSoto County
Centroid: Latitude 34.808, Longitude -90.028
Time Zone: Central Time Zone (UTC -6 hours)
Observes DST: Yes

ZIP Code 38632 has segments in 2 Counties (DeSoto, Tate).

Businesses Addresses: 815
PO Box Addresses: 345
Residential Addresses: 10,985

Multi-Family Addresses: 453
Single Family Addresses: 10,532

The ZIP Code maps and database are updated 4 times per year.
Database updated: January 1, 2021, Maps updated: November 4, 2020.

Hernando, MS 38632 Data & Demographics (As of July 1, 2020)

POPULATION
Total Population	28,886 (100%)
Population in Households	28,613 (99.1%)
Population in Families	24,867 (86.1%)
Population in Group Quarters¹	273 ( 0.9%)
Population Density	175
Diversity Index²	42


INCOME
Median Household Income	$76,889
Average Household Income	$94,047
% of Income for Mortgage⁴	11%
Per Capita Income	$34,230
Wealth Index⁵	108

HOUSING
Total HU (Housing Units)	11,210 (100%)
Owner Occupied HU	8,542 (76.2%)
Renter Occupied HU	1,965 (17.5%)
Vacant Housing Units	703 ( 6.3%)
Median Home Value	$197,204
Average Home Value	$229,077
Housing Affordability Index³	238

HOUSEHOLDS
Total Households	10,507
Average Household Size	2.72
Family Households	7,850
Average Family Size	3

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

Hernando, MS 38632 - Peer Comparisons by Rank and Percentile

The table below compares 38632 to the other 409 ZIP Codes in Mississippi by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2010-2020	2020-2025
Population	1.64%	1.77%
Households	1.61%	1.75%
Families	1.37%	1.59%
Median Household Income		1.09%
Per Capita Income		1.8%
Owner Occupied HU		1.7%

Variable Description	Rank	Percentile
Total Population	# 21	95th
Population Density	# 78	81st
Median Household Income	# 6	99th
Housing Affordability Index	# 194	47th
Per Capita Income	# 17	96th
Diversity Index	# 253	38th

Hernando, MS 38632 ZIP Code Profile

ZIP Code 38632: Basic Data & USPS Preferred City Name

Hernando, MS 38632 Data & Demographics (As of July 1, 2020)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Hernando, MS 38632 - Peer Comparisons by Rank and Percentile

Popular Places Near ZIP Code 38632

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